What’s your next big purchase? What’s the one thing you really want?
Is it a new phone A new car? A used car? A costume? Expensive shoes? A laptop?
Or wait, let’s guess: you’re planning a big trip, aren’t you? After a year of COVID, you’re thinking about your next big vacation.
Whatever your next big challenge, you should start saving for it now. The more proactively you save for it, the sooner you’ll get what you want.
Here are five tips to get there faster:
1. See if you can get more money from this company
Here’s the deal: if you don’t use Aspiration’s debit card, you’re missing out on extra cash. And you will need extra cash for your splendor.
Try a debit card called aspirationThis gives you back up to 5% on every swipe.
Do you need to buy groceries? Extra money.
Do you need to fill up the tank? Bam. More cash.
You wanted to buy these things anyway – why not get that extra cash with them?
Give your Email address hereand link your bank account to see how much extra cash you can get with your free aspiration account. And don’t worry. Your money is FDIC insured and under military encryption. This is nerd talk for “that’s perfectly safe”.
2. Add $ 225 to your wallet just to see the news
Every little bit helps. Here’s one way to make a little extra money:
It has been a historic time for news and we are all kept up to date for the latest updates. You probably know more than one news junkie who introduces himself as a respiratory disease expert or a political mastermind.
And research companies want to pay you to keep watching. You can pocket up to $ 225 a month by signing up for a free account with InboxDollars. Each day they present you short news clips that you can choose from and then ask you a few questions about them.
All you have to do is answer honestly and InboxDollars will continue to pay you every month. This may sound too good to be true, but it has already paid its users more than $ 56 million.
Registration takes about a minute Start Getting Paid To Watch The News.
3. Get paid every time you buy groceries
Here’s another example of how every little bit helps you get closer to your goal.
A free app called Get rewards You will be rewarded with gift cards, which are only for the purchase of toilet paper and 250+ other items in the grocery store.
Here’s how it works: after you’ve downloaded the app, simply snap a photo of your receipt showing that you purchased an item from one of the brands listed on Fetch. For your efforts, you will receive gift cards for places like Amazon or Walmart.
You can Download the free Fetch Rewards app here to get free gift cards. Over a million people already have, so they have to be into something.
4. Stop paying your credit card company
Credit card debt is the most expensive type of debt, and it is precisely by ripping you off with high interest rates that your credit card company gets rich. But a website called AmOne can help you fight back.
If you owe your credit card company $ 50,000 or less, AmOne compares you to a low-interest loan that can be used to pay back every single one of your balances.
The advantage? You have to pay an invoice every month. And because personal loans have lower interest rates (AmOne rates start at 3.49% APR), you will no longer have any debt The much faster. Plus: No credit card payments this month.
AmOne keeps your information confidential and secure, which is why after 20 years in business it probably still has an A + rating from the Better Business Bureau.
It takes two minutes to See if you qualify online for up to $ 50,000. You need to give AmOne a real phone number to qualify, but don’t worry – they won’t spam you with phone calls.
5. Find out if you are paying too much
Wouldn’t it be nice if you received a notification when shopping online at Target and were about to overpay?
That’s it free service does.
Just add it to your browser for free. Before you check out, other sites including Walmart, eBay, and others will be checked to see if your item is available for a cheaper price. Plus, you can get coupon codes, set up price drop notifications, and even view the item’s price history.
Let’s say you buy a new TV and assume you’ve found the best price. Here you will get a pop-up window letting you know whether this particular TV is available elsewhere for a cheaper price. If coupon codes are available, they will be automatically applied to your order.
Last year it saved people $ 160 million.
You can get started with just a few clicks Check if you are overpaying online.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. You better think he’s thinking about his next big purchase.
* Capital One Shopping will compensate us if you receive the extension through the links provided.
This article originally appeared on www.thepennyhoarder.com