What do you want
Come on admit it. There must be something.
Something you really want Something that, in theory, you could eventually buy, but probably shouldn’t. At least not yet. Because it’s probably a little too expensive, isn’t it?
What’s your next luxury? Is it a pair of shoes? A pocket? A telephone? A bottle of really good wine? A bathroom remodel? A muscle car?
Whatever it is, we have five suggestions on how to make up the difference in your paperback:
1. Get $ 50 gift cards for grocery purchases only
We bet $ 50 would make a difference on your next waste, right? Well, a free app called Get rewards You will be rewarded with gift cards, which are only for the purchase of toilet paper and more than 250 other items in the grocery store. Currently, it is even offering customers a $ 10 gift card when they spend $ 30 on dozens of Unilever products at the grocery store. You can do this five times, or up to $ 50.
Here’s how it works: After you’ve downloaded the app, just look for products that are marked with the Unilever “U”. Then, take a photo of your receipt showing that you purchased an item from one of the participating brands. For your efforts, you will receive gift cards for places like Amazon or Walmart.
You can Download the free Fetch Rewards app here to get free gift cards. Over a million people already have, so they have to be into something.
2. Create a small savings account just for splurges
That way, you can steadily save money for your guilty pleasure, your heart’s true desire. Create a category just for splurges and let them build up over time.
Maybe you’re just looking for a place to safely stash your money – and still make money. You won’t get anything under your mattress or in a safe. And a typical savings account doesn’t make you much better. (Um, 0.05% is nothing these days.)
But a debit card is called aspiration This allows you to earn up to 5% cashback and up to 16 times the average interest on the money in your account.
Not too shabby!
Enter your email address here to get a free Aspiration Spend and Save account. After you’ve verified your email address, securely link your bank account so you can get extra cash. Their money is FDIC insured and they use military grade encryption which is nerd talk for “this is perfectly safe”.
3. How to Hit a $ 25K Jackpot Just To Save Your Own Money
Here’s another way to look at saving for a pinch: when you combine the excitement of potentially swimming in money like Scrooge McDuck with your seriousness about saving, you get one Price pool Bank account.
How exactly does PrizePool work? When you download the free app, connect your existing bank account and make a deposit. It uses Plaid, a Visa company, to make sure your information is safe and secure.
Here’s the fun part: the prize pool gives you a ticket every day for every dollar you have in your account. So if you have $ 100 in your account every day in October, you have 3,100 tickets.
Then PrizePool will enter your tickets into the monthly drawing on the first of each month. (The more tickets you have, the better your chances of winning!)
You can win any amount – from $ 2 to $ 25,000. A total of US $ 50,000 in cash prizes will be awarded. Everyone. Single. Month.
Unlike the Powerball tickets, where you keep trying your luck, there are no buy-ins or fees. If you are 18 or older and live in the United States, this is just a safe place to potentially grow your money for free. When you download the app By making a deposit today, you can instantly increase your chances of winning this month’s $ 25,000 grand prize.
4. Make sure that you are not overpaying for anything else
To get closer to your luxury, it is best not to overpay for another purchase – no matter what it is.
Wouldn’t it be nice if you received a notification when shopping online at Target and were about to overpay? That’s it free service does.
Just add it to your browser for free. Before you check out, other sites including Walmart, eBay, and others will be checked to see if your item is available for a cheaper price. Plus, you can get coupon codes, set up price drop notifications, and even view the item’s price history.
Let’s say you buy a new TV and assume you’ve found the best price. Here you will get a pop-up window letting you know if this particular TV is available elsewhere for a cheaper price. If coupon codes are available, they will be automatically applied to your order.
Last year it saved people $ 160 million.
You can get started with just a few clicks Check if you are overpaying online.
5. Knock $ 540 / year off your auto insurance in minutes
Speaking of overpaying for things, when was the last time you checked car insurance prices? When you pay less for such mandatory bills, you get closer to your luxury.
You should shop for your options roughly every six months – this could save you serious money. But let’s be real. It probably isn’t the first thing you think about when you wake up. But it doesn’t have to be.
A website called Assure makes it super easy to compare car insurance prices. All you have to do is enter your zip code and age. This will show you your options and even discounts in your region.
With Insure, employees saved an average of $ 540 per year.
Yup. That could be $ 500 back in your pocket for just a few minutes Take a look at your options.
Come on what’s your next luxury
What do you want
There must be something. Whatever it is, if you follow these five tips you will get closer to it.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. He desires.
This article originally appeared on www.thepennyhoarder.com