CEOs know money. That’s why they make so much of it.
Every company’s CEO keeps one number in mind – the bottom line. Add up your income, subtract your expenses and you have your bottom line. Ultimately, it’s the only number that matters.
So many of us get a little sloppy on balance. We make what we make and we spend a little too much and before you know it we are in debt. Deeply in debt.
But that CEO in the corner office who makes $ 15 million a year? This person is laser focused on the end result. Obsessed with it. Always looking for ways to improve.
Here are six ways you can improve your bottom line – just like a CEO:
1. Stop paying your credit card company
Credit card debt hurts your bottom line like nothing else. And the truth is, your credit card company doesn’t really care. It only gets rich by fooling you on high interest rates. But a website called AmOne want to help.
If you owe your credit card company $ 50,000 or less, AmOne compares you to a low-interest loan that can be used to pay back every single one of your balances.
The advantage? You have to pay an invoice every month. And because personal loans have lower interest rates (AmOne rates start at 3.49% APR), you will no longer have any debt The much faster. Plus: No credit card payments this month.
AmOne keeps your information confidential and secure, which is why after 20 years in business it probably still has an A + rating from the Better Business Bureau.
It takes two minutes to See if you qualify online for up to $ 50,000. You need to give AmOne a real phone number to qualify, but don’t worry – they won’t spam you with phone calls.
2. Get paid every time you buy groceries
There are some things that you just have to buy. CEOs would name these operating costs. For the rest of us, that means things like grocery shopping – which will always be one of your biggest expenses. Shouldn’t you have something to show?
A free app called Get rewards You will be rewarded with gift cards, which are only for the purchase of toilet paper and more than 250 other items in the grocery store.
Here’s how it works: after you’ve downloaded the app, simply snap a photo of your receipt showing that you purchased an item from one of the brands listed on Fetch. For your efforts, you will receive gift cards for places like Amazon or Walmart.
You can Download the free Fetch Rewards app here to get free gift cards. Over a million people already have, so they have to be into something …
3. Make sure that you are not overpaying
Here’s another way to improve your bottom line: stop overpaying for things.
Wouldn’t it be nice if you received a notification when shopping online at Target and were about to overpay? That’s what it is free service does.
Just add it to your browser for free. Before you check out, other sites including Walmart, eBay, and others will be checked to see if your item is available for a cheaper price. Plus, you can get coupon codes, set up price drop notifications, and even view the item’s price history.
Let’s say you buy a new TV and assume you’ve found the best price. Here you will get a pop-up window letting you know if this particular TV is available elsewhere for a cheaper price. If coupon codes are available, they will be automatically applied to your order.
Last year it saved people $ 160 million.
You can get started with just a few clicks Check if you are overpaying online.
4. Knock $ 540 / year off your auto insurance in minutes
Your bottom line is like a moving target. CEOs are never satisfied; They’re always looking for new ways to cut costs and make sure they don’t overpay. And you can be the same. For example, when was the last time you checked car insurance prices?
You should shop for your options roughly every six months – this could save you serious money. But let’s be real. It probably isn’t the first thing you think about when you wake up. But it doesn’t have to be.
A website called Assure makes it super easy to compare car insurance prices. All you have to do is enter your zip code and age. This will show you your options and even discounts in your region.
With Insure, employees saved an average of $ 540 per year.
Yup. That could be $ 500 back in your pocket for just a few minutes Take a look at your options.
5. Add $ 225 to your wallet just to see the news
The best way to increase your bottom line? Diversify your sources of income. CEOs know this. You don’t have to be in the C-suite to find new ways to make extra cash, however. You can do this by just looking at the news.
Yes. This is a historic time for news and we are all kept up to date for the latest updates. Research companies want to pay you to keep watching. You can pocket up to $ 225 a month by signing up for a free account with InboxDollars. Each day they present you short news clips that you can choose from and then ask you a few questions about them.
All you have to do is answer honestly and InboxDollars will continue to pay you every month. That may sound too good to be true, but it has already paid its users more than $ 56 million.
Registration takes about a minute Start Getting Paid To Watch The News.
6. See if you can get more money from this company
If there is any way to get extra cash back into your budget, you’d better believe CEOs considered it. You can adopt the same mindset. Here’s the deal: if you don’t use Aspiration’s debit card, you’re missing out on extra cash. And who doesn’t want any extra money now?
Yes. A debit card called aspiration Get up to 5% back every time you swipe.
Do you need to buy groceries? Extra money.
Do you need to fill up the tank? Bam. More cash.
You wanted to buy these things anyway – why not get that extra cash with them?
Give your Email address hereand link your bank account to see how much extra cash you can get with your free aspiration account.
CEOs will tell you to keep an eye on the bottom line. If you follow these six tips, you can make a real difference in yours.
Watch and see.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. He’s not a CEO, but he knows the bottom line.
This article originally appeared on www.thepennyhoarder.com