OK that idea Life insurance kinda sucks. If used, it means you died. Or someone you love and / or depend on has died. Nobody wants to think about the worst possible outcome – to the point that nobody wants to even think about buying life insurance.
But here’s the thing: it can get worse when the people you love get into financial trouble without your income and with no life insurance. Think about it – defaulted mortgages, depleted emergency funds, and missed tuition fees could turn your family’s life upside down.
Hence a website called lemonade want to offer you affordable term life insurance in just five minutes – so you no longer have to worry about what-ifs.
Applying for term life insurance quickly on their website or app – without going to the doctor for a medical exam – can relax you knowing that you have done everything you can to look after your family.
Apply for term life insurance in just 5 minutes – for just $ 9 / month
Let’s get the assumptions out of the way: life insurance isn’t just for old rich folks, and it may not be as expensive as you think if you know where to look for it.
Whether you need a $ 50,000 policy or a $ 1.5 million policy, lemonade can help you find the right coverage for you. There is no paperwork or medical exam required. Insurance coverage starts at just $ 9 a month!
The application takes only five minutes and asks questions about your health, lifestyle and your beneficiaries.
What is the difference between lemonade?
In the past, applying for life insurance was a tedious process that required tons of paperwork and an invasive medical exam. But things are changing thanks to new companies like Lemonade. Gone are the days of blood tests, signatures and endless insurance jargon.
First of all, Lemonade’s application process is completely online. Yes. You don’t even have to get off the couch. No medical examination is required, and unlike other life insurance websites, Lemonade offers term life insurance direct, and habit You move to another place to fill out additional forms and compare offers yourself. You simply fill out an application once and, if approved, select your coverage and buy directly on the website or app.
Those guilty thoughts that your family is not protected? You can seriously get rid of them without missing a second of NCIS New Orleans.
You don’t enter your credit card until you’ve approved, accepted your quote, and read the fine print so your details are safe and secure.
If you are between 18 and 60 years old and live in the United States (excluding New York), Complete your application in the next five minutes and know you are covered for the term you choose. You can have this done before the next commercial break ends.
Kari Faber is a writer for The Penny Hoarder. She got life insurance through Lemonade because it really was that easy.
This article originally appeared on www.thepennyhoarder.com